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The Tern blog
Tips and deep-dives on making your money go further on a working holiday.
Second-year visa: how to track your 88 days of specified work
A second year in Australia means 88 days of specified work β and the paperwork to prove it. Cash-in-hand days don't count. Here's how not to lose your extension.
Read more βΒ·6 min read
Proof of funds for a working holiday visa: how much and how to show it
Australia wants to see ~AUD 5,000. New Zealand NZD 4,200. Here's how much each country expects β and how to produce a proof-of-funds statement border agents will accept.
Read more βΒ·5 min read
The cheapest way to send money home on a working holiday
Your bank's transfer looks free β until you see the exchange rate. Here's how the markup works and how to keep more of your hard-earned savings when you send money home.
Read more βΒ·5 min read